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CIBC Fixed-Rate Closed Mortgage

This mortgage is for you if you want:

• To receive money upfront and ongoing to put towards your savings plan with the CIBC Wealth Builder Mortgage™
• To make additional payments, as you can prepay up to 10% of your original mortgage amount annually
• An increase in your payment amount (principal and interest) of up to 100% of your original regular payment amount at anytime during the term, with the extra payment amount being applied directly to the principal, reducing overall costs
• An amortization period of up to 30 years to pay off your mortgage, improving your cash flow2
• The security of knowing exactly what your mortgage payments will be, and that they will be unaffected by changing interest rates

Other Mortgage Details:

• Payment frequency options of weekly, bi-weekly, semi-monthly or monthly
• Minimum mortgage amount is $10,000

Trademarks and Disclaimers

Mortgages are offered by CIBC Mortgages Inc. on residential properties only. Mortgage applicants must meet CIBC lending criteria. Some conditions and restrictions apply.

Rates may change without notice.

1 Products and their features may change at any time. This is a general description only. For more information call 1-866-525-8622.

2 Available on owner-occupied residences only. Additional insurance premium applies; ask for details.

+ CIBC Mortgage Life Insurance and CIBC Mortgage Disability Insurance are creditor's group insurance and are underwritten by The Canada Life Assurance Company, and are administered by Canada Life and CMI and CIBC. Some limitations and exclusions apply. A detailed summary of the terms, conditions, benefits, limitations, exclusions and other provisions are contained in your Certificate of Insurance, which you receive upon enrolment.